Terms of Use

This website ("Site" or "Bank Site") is owned and operated by Manhattan Bank. By using this site, you are agreeing to these terms of use without limitation or qualification. If you do not agree, please exit and do not use this Site. 

Use of Website:

This website provides information about financial products and services available from or through Manhattan Bank ("we",  "us", "our", or "Bank").  We may make changes to the products or services shown on this Site at any time. Not all products and services we offer may be available in each of the locations where we do business, and products may not be available in every location on the same terms. Our products and services are offered in jurisdictions where they may be lawfully offered. The information contained in this Site is provided for your personal use and, except as otherwise expressly provided herein, may not be modified, copied, distributed, reproduced, republished, uploaded, downloaded, transmitted or duplicated without written consent of the Bank. You are responsible for internet connectivity and any computer hardware, software or other equipment necessary to access the Site.

This website contains general information about financial and tax topics, and in some places we provide tools or calculators to help you see how different products may affect your finances. Since we cannot know all of your circumstances, nothing on this website is intended to provide personal financial, tax or legal advice. You must consult with your own financial, tax, insurance or legal advisers. We do not create a fiduciary relationship with you through your use of this site. 

Third Party Links:

The Site may contain links to websites owned and controlled by third parties not affiliated with Manhattan Bank. If we create such a link, we will let you know when you are leaving our website. We disclaim responsibility for any third party's website content, products, privacy policies or security, notwithstanding that the third party's website may be linked to the Site. The availability of a link to another party's website is provided as a convenience, but it does not constitute an endorsement or sponsorship of any third party or their products, and does not create an affiliation or partnership between Manhattan Bank and any third party. You should also be aware that third parties have different privacy policies than us and those third parties may treat your personal information differently than we do, and may have different information security practices.

We try to ensure that the information on this site is accurate and up-to-date. However, we do not warrant information appearing on this site or services provided through this site for completeness, timeliness or accuracy. All context is provided "as is," without warranty of any kind, either express or implied. We disclaim any implied warranty, including but not limited to any warrant of merchant ability, fitness for a particular purpose, or non-infringement.

YOU EXPRESSLY AGREE THAT USE OF THE SITE IS AT YOUR SOLE RISK. THE BANK MAKES NO WARRANTY THAT THE SITE WILL MEET YOUR REQUIREMENTS, OR THAT THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE. IN NO EVENT WILL THE BANK BE LIABLE FOR ANY DAMAGES, DIRECT, INDIRECT, INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, INCIDENTAL OR PUNITIVE DAMAGES (AND DAMAGES FROM LOST PROFITS, INTERRUPTION OF BUSINESS, LOST DATA), FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, WHETHER FORESEEABLE OR NOT, WHICH MAY ARISE OUT OF YOUR ACCESS TO, INABILITY TO ACCESS OR YOUR USE OF THE SITE OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED, TRANSACTIONS ENTERED INTO THROUGH THE SITE OR RESULTING FROM THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA. 

EXCEPT AS EXPRESSLY STATED ON THIS SITE, THE BANK MAKES NO OTHER WARRANTY REGARDING ANY USE OF, OR ANY TRANSACTIONS ENTERED INTO THROUGH, THE SITE.

Manhattan Bank reserves the right to modify these Terms of Use at any time without notice. However, the most current version of these Terms of Use will always be posted on the Site and available by clicking the link at the bottom of the page. By continuing the use of the Site after these Terms of Use have been modified and posted on the Site, you agree to be bound by the Terms of Use as modified.

Except as otherwise expressly provided in the Site, your access to and use of the Site are governed by and will be construed in accordance with applicable federal laws and the laws of the State of Montana, without regard to the principles of conflicts of laws.

All trademarks, services marks, trade names, logos, icons and domain names on this Site are the property of the Bank or others. Your use of any trademark, service mark, trade name, logo, icon and domain name displayed on this Site without written permission of the Bank or the other owners is strictly prohibited. 

This Site contains software, photographs, graphics, text, images and other material (collectively "Material") that are protected by copyright law. All such Material also is copyrighted as a collective work under the copyright laws. You may not modify, remove, delete, augment, add to, publish, transmit, participate in the transfer or sale of, create derivative works from, or in any way exploit any of the Material, in whole or in part. We grant you permission to electronically copy and print in hard copy portions of this Site (and to download software made available on the website) solely for your personal use and in connection with conducting business with the Bank. Otherwise, you may not reproduce or distribute in any way Material protected by copyright without obtaining the prior written permission of the Bank.

The Bank assumes no responsibility, and will not be liable for, any damages to, or Viruses that may infect, your computer equipment or other property caused by your access to, use of, or browsing of this Site or your downloading of any materials, data, text, video, or audio from this Site.

 Email:

Emails that you send to us are not  secure when they are transmitted to us, unless sent through the Contact Us submission form. If your communication is sensitive or includes confidential information such as Social Security or Tax Identification Number or an account number, or if you need specific details about any information contained in our Site, you should contact us by regular mail or as indicated on the Contact Us page. If you choose to use email to communicate confidential information, you assume the risk that your email may not be secure.